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Social Services General and Professional Liability
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Eligibility:
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Eligible classes include, but are not limited to, the following:
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Adult Day Care |
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Mental Health Facilities & Services |
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Alcohol and Drug Rehab Centers with Methadone Treatment
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Physical/Developmental Disability Facilities |
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Employee Assistance |
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Referral Agencies |
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Family Counseling |
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Respite Care |
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Group Homes |
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Shelters |
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Hotlines |
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Skilled Nursing Facilities |
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Meals on Wheels
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Transitional Living |
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Limits Available:
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Stand-alone Professional
$1,000,000 each claim /$3,000,000 aggregate
Combo - GL and Professional
$1,000,000 professional liability limit
$1,000,000 commercial general liability limit
$1,000,000 products/completed operations limit
$1,000,000 personal & advertising injury limit
$ 5,000 medical expense limit
$ 50,000 fire legal liability limit
$3,000,000 aggregate all coverages
Excess Liability - GL and Professional - Limits up to:
$5,000,000 each claim/$5,000,000 aggregate
Defense within limits for all products
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Special Features:
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Incident reporting |
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Full prior acts
First Dollar Defense Coverage available |
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Sexual Abuse/Molestation up to the coverage limits is available up to the limit by endorsement |
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Defense in addition up to the limits is available by endorsement
Up to $100,000 MEDEFENSE™ Plus sublimit
Up to $100,000 e-MD™ cyber liability sublimit |
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Coverage for Employed Psychiatrists available
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Minimum Premium:
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$2,000
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| Minimum Deductible: |
$2,500 |
Ineligible Classes:
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Foster Care Exposures, Adoption Agencies
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Ineligible States:
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Alaska, Hawaii, Florida (Dade/Palm & Broward) Counties, Texas (Rio Grande Valley), West Virginia |
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